About Us

Waters Risk Services can offer professional solutions for your business insurance requirements. With over 20 years’ experience in the insurance broking business as well as holding insurance and health and safety qualifications we understand the needs and risks businesses face in this ever-changing world.

We go back to traditional broking where we can deliver a personal service with a local friendly broker you can trust and rely on to help protect your business, building strong, lasting relationships.

We are a member of the Momentum network who are a UK wide network of independent brokers. This gives us access to leading A rated insurers as well as niche markets which enables us to deliver policies for all requirements.


We specialise in insurance for a number of industries including Manufacturing, Engineering, Contractors, Wholesale/Warehousing and Professionals.

Commercial Combined

Covering Employers, Public & Product Liabilities, Business Interruption and Asset Protection for Businesses including Precision Engineers, Fabricators, Joiners, Toolmakers and Wholesalers.


Statutory Plant Inspection for Lifting, Pressure, Local Exhaust Ventilation and Electrical Equipment.

Contractors Combined

Covering Employers, Public & Product Liabilities, Contract Works and Asset Protection for Contractors including Electrical, Roofing, Scaffolding and Gas/Heating/Plumbing Companies.

Goods In Transit/Marine

Protection for loss or damage to your transported goods or stock either within the UK or Worldwide.

Management Liability

Protection available for Directors & Officers, Company Entity and Employment Practices including expert legal assistance and advice.

Property Owners

Covering Commercial and Residential Lets including Property Portfolios for covers including Buildings Insurance, Subsidence, Loss of Rent, Landlords Contents and Property Owners Liability.

Cyber & Crime Liability

Protection available for Cyber Incident Response Costs, Social Engineering, Cyber Extortion, Ransomware Attacks, System Damage, Business Interruption, Network Security and Privacy Liability.

Fleet Insurance

Cover available for your fleet of vehicles for Fire, Theft, Damage, Windscreen and Liability Covers.

Professional Indemnity

Covering Liability for Companies providing Designs, Advice or Services for a Fee.


Our dedicated team is on hand to look after you throughout your journey with us.




Broker, Momentum


Broker, Momentum


Broker, Momentum


Broker, Momentum


Broker, Momentum

Get in Touch
with us

Give us a call today or get in touch via email to discuss your specific needs and requirements.